ICICI Net Banking is a simple, fastest and 100 percent secure way to carry out a wide range of Banking transactions. It lets its customers have access to numerous Net Banking features saving a lot of time and avoiding unwanted delays.
Login Process for ICICI Net Banking
Step 1 – Open the official website of ICICI Net Banking portal at https://www.icicibank.com/Personal-Banking/insta-banking/internet-banking/index.page.
Step 2 – Enter the login ID and password.
Step 3 – Click on the tab “Login” to get access to ICICI Net Banking.
Easy steps to register for ICICI Internet Banking
Step 1 – Open the official website of ICICI net banking portal at https://www.icicibank.com/Personal-Banking/insta-banking/internet-banking/index.page.
Step 2 – Click on the tab “Personal Banking” after logging in.
Step 3 – To initiate the registration process click the option “Get User ID” and then click on “Click here to proceed”.
Step 4 – To get the user ID, enter the bank account number along with the registered mobile number, and then click on “Go”.
Step 5 – After receiving a system generated User ID, click on login page once again and then click on “Generate Password”.
Step 6 – After clicking on “Click here to proceed”, enter the user ID and again click on “Go”.
Step 7 – Enter the registered mobile number to receive OTP.
Step 8 – Now, system will generate a password with the help of which one can have access to ICICI net banking services.
A Glance at features of ICICI Net Banking
- To transfer funds using UPI
- Account Balance details of all Bank Accounts
- Bank account details of all Bank Accounts
- View Mini Statement
- View Detailed Statement List and Calendar View (Download PDF and CSV)
- E-statements: Bank Accounts, Credit Card, Demat and PPF (Download PDF and CSV)
- E-statements over E-mail
- Reward Points
- Account Summary
- Enrol for National Pension System
- Enrol for Corporate NPS
- UPI Pull Funds
- Virtual Debit Card
Some advanced features includes:
- Superior user interface and navigation
- Personalisation and customization
- Differentiated experience by customer segment
- Simplified transaction process
- Advanced level of security
ICICI Bank Timings
Customers can avail all the ICICI net banking services conveniently sitting at home with the help of internet without even wondering about the ICICI Bank timings as these services are available 24*7 to the customers
However, post lockdown, ICICI bank timings are from 09:30 am till 03:00 pm from Monday to Saturday (except for the second & the fourth Saturdays).
But customers opting for a net banking facility do not need to worry about HDFC Bank timings.
| Day | Timings |
| ICICI Bank Timings on Monday to Friday | 09:30 am to 03:00 pm |
| ICICI Bank Timings on Sunday | Bank Closed |
| ICICI Bank Timings on Second and Fourth Saturday | Bank Closed |
| ICICI Bank Timings on First, Third and Fifth Saturday | 09:30 am to 03:00 pm |
Funds Transfer | ICICI Net banking
Funds Transfer is an event that leads to movement of funds from the remitter to the beneficiary i.e. remittance of funds from one party to either itself or to another party with the help of banking system.
On the other hand, Electronic Funds transfer (EFT) is an electronic transfer of money from one bank account to the other either within same bank or across different banks with the help of computers or mobile phones without bank’s intervention.
Below mentioned are the steps to transfer funds via ICICI Net banking:
- Firstly, login into ICICI Net banking with the help of either your laptop or mobile.
- Go to the tab “Payments & Transfer and then select “Funds Transfer”.
- Next, click on “Transfer Now” and then select the bank account from which the money is to be transferred.
- Also, select the beneficiary account to which money is to be transferred.
- Now, select the transfer type, i.e. IMPS, RTGS or NEFT and enter the details like amount to be transferred, date of transaction etc.
- After clicking on “Next”, a screen with all the transaction details will appear for verification.
- Post verification click on “Submit” to complete the transaction.
Transaction Limit on Funds Transfer
| Transaction Type | Minimum Transaction Amount | Maximum Transaction Amount |
| IMPS (IFSC and Account Number) | INR 1 | INR 2,00,000 |
| IMPS (MMID and Mobile number) | INR 1 | INR 10,000 |
| RTGS | INR 2,00,000 | INR 10,00,000 |
| NEFT | INR 1 | INR 10,00,000 |
Charges Applicable on Funds Transfer
| Transaction Amount | IMPS | NEFT | RTGS |
| <10,000 | INR 5 + GST | INR 2.5 + GST | Not Applicable |
| INR 10,000 – INR 1,00,000 | INR 5 + GST | INR 5 + GST | Not Applicable |
| INR1,00,000 – INR 2,00,000 | INR 15 + GST | INR 15 + GST | Not Applicable |
| INR 2,00,000 – INR 5,00,000 | Not Applicable | INR 25 + GST | INR 5 + GST |
| INR 5,00,000 – INR 10,00,000 | Not Applicable | INR 25 + GST | INR 5 + GST |
Frequently Asked Questions
- What is the Unified Payment Interface (UPI) transaction limit?
The account limits of ICICI Bank are decided as per the bank’s policy. Bank may change the transaction limits for UPI as per the National Payments Corporation of India (NPCI) upper limits as per the bank’s policy.
The upper limit mandated by NPCI is Rs 1 lakh per transaction and Rs 1 lakh cumulative transaction value. A maximum of 10 transactions can be initiated in 24 hours from the first transaction.
- Are UPI transactions chargeable?
No, UPI transactions are not chargeable.
- How can a Indian resident customer register for mobile banking service?
An ICICI Bank customer can register himself at any ICICI Bank ATM. Also, customer may visit the nearest branch of ICICI bank along with the below mentioned documents:
- . Original letter of introduction from existing bank
- Driving License – Book type or laminated & embossed
- Employee Identity Card
- PAN Card
- Ex-Service Man Card
- Bar Council/Indian Medical Association Card/Senior Citizen Card
- PIO Booklet for returning NRIs
- Photo Identity card issued by Public Sector Undertakings(PSU) to Retired employees
- MAPIN card
- Passport
- Voter ID Card
- Can I know the status on credit card payments?
Yes, ICICI Net banking provides an option i.e. “View Last Credit received” in Internet Banking Account, that allows us to help you with this need.
Post login, Go to > My Accounts> Credit Cards> View Last Credit Received.
This will provide the following details like:
- Last payment received date
- Last payment amount
- Payment due date
- Next statement date