A mini-statement serves as a great tool in the banking world as it is accessible easily and quickly. All the banks make it easy for their customers to check their balance anywhere anytime through mini statements. Bank of Baroda, one of the leading banks in India, also provides different ways to download mini statements such as by dialling Bank of Baroda mini statement number, by SMS, by logging into internet banking or mobile banking or going to an ATM. Before going into the details of the methods, let’s see what a mini statement is and what it contains.
Mini statement
A mini statement is a summary of the last few transactions carried out on your account. We can also say that a mini statement is a shorter version of a bank statement. A bank statement contains all the transaction details carried out during the selected period and other information including Bill payment, credit card payment amount, interest earned, etc. and it can be downloaded through Internet banking or you will get it sent to your registered email address. If you have accounts in any other banks, for instance, RBL, you can log into your account and download an RBL bank statement. But, a mini statement is a summary of the last few transactions carried out in your account. For most of the banks, it contains the last 5-10 transactions. A bank of Baroda mini statement contains the last 5 transactions and the current balance in your account.
Methods to get a Bank of Baroda mini-statement
As mentioned above, there are many ways to get a Bank of Baroda mini statement. Let’s see in detail all the methods available.
Bank of Baroda mini statement through phone call
To access your mini statement without visiting the bank, you can just call the Bank of Baroda mini statement.
- First, your mobile number should be registered with the bank. You can see the guidelines given in this article.
- Dial the Bank of Baroda mini statement number 8468001122.
- Follow the instructions given by the IVR. You will be given an option to press a number specifically for a mini statement.
- Press that number and the bank will send you a text containing the last 5 transactions and the current balance in your account.
Mobile number registration
- You can register your mobile number online by visiting the official website of Bank of Baroda
- On the profile section, there will be an option for “update mobile number”. Select that.
- Then, enter the mobile number you wish to register. Enter other required details such as your account number, name, address, etc.
- Shortly after that, your mobile number will be registered with the Bank of Baroda.
- If you want to do it offline, you have to visit a nearby Bank of Baroda branch.
- Ask for a mobile number registration form from the bank staff.
- Fill up your personal details, account details and the mobile number you wish to register.
- Submit it along with the identity proof documents. Your Aadhaar card/driving licence/any other government-issued identity card will serve as your identity proof document.
After you have registered your mobile number with Bank of Baroda, you can get the mini statement by BOB SMS Banking:
- Compose an SMS writing, MINI <space> last 4 digits of A/c number and send it to 8422009988.
- Shortly after the SMS is sent, you will receive a reply text from the bank containing the last 5 transaction history.
Bank of Baroda mini statement through mobile banking
➢ First, you need to download and install the Bank of Baroda Mobile banking app, “bob world”
➢ Then, set it up, link your bank account to the app. If you have more than one account, you can link all of them with the app.
➢ Now, go to the mini statement option.
➢ When you tap on it, you will see the last 5 transactions carried out on your account.
Bank of Baroda mini statement through ATM
If you don’t have access to a mobile banking portal, you can also get a mini statement through an ATM. Just go to a nearby ATM and insert your debit card into the card slot. Then, enter the PIN code of your debit card. It is advisable not to disclose this PIN code to anyone to prevent scams and misuse of your card. There will be some options displayed on the screen options on the screen. Select “mini statement”. Then, you can get your mini-statement containing the last 5 transactions printed on a small sheet of paper.
Bank of Baroda mini statement through Internet banking portal
You can also get a mini statement through Bank of Baroda Internet banking portal.
- Visit the official website of Bank of Baroda and log into your account by entering the User ID and password you set.
- Under the account section, there will be an option for mini statements. Click on that option and the last 5 transaction history will be shown on the screen.
To have access to the Internet banking portal, you have to register yourself for it.
- Open the browser on your device and go to the official website of Bank of Baroda.
- Go to the option for registration under the ‘Online Banking’ or ‘Login’ section.
- Enter some details like account number, card details, personal information, and you will receive an OTP (OneTime Password) to your registered mobile number for verification.
- Then, you have to set up the user ID and password. The password should be strong, it will be a combination of alphabets, numbers, and special characters.
- After registration, you can use these newly created credentials to log into your account.
- Sometimes, you will have to set a security question and its answer to enable two-factor authentication or link a registered device for extra security. You can set something you can easily remember lest you forget it later. This two-factor authentication will add extra security to your account and help you from unauthorised login and fraudulent activities.
If you want to check the transaction history for a longer period of time, go for a bank statement.
- Go to the official website of Bank of Baroda Internet banking portal and log into your account using the login credentials.
- Go to the account section and click on the statement option.
- Enter the time period of the statement. You can select it from the preset time frame like last month, last 3 months, last year or you can also select the dates manually.
- If you have more than one account, select the account for which you want to download the statement.
- Select the format and click download. Then, you can go through your bank statement which contains transaction history, current balance, outstanding payments, etc.